The Commercial & Savings Bank
Deposit Rates
- Tab 1
Personal Checking & Savings
- Tab 2
Business Checking & Savings
- Tab 3
CDs
- Tab 4
IRAs
- Tab 5
- Tab 6
| Product | Interest Rate |
Annual Percentage Yield (APY)
|
|---|---|---|
Interest Checking |
||
Interest Checking ($1,000 & Above) |
0.10% |
0.10% |
Health Savings Checking |
||
Health Savings ($50 - $999.99) |
0.11 % |
0.11% |
Health Savings ($1,000 - $4,999.99) |
0.11% |
0.11% |
Health Savings ($5,000 - $19,999.99) |
0.15% |
0.15% |
Health Savings ($20,000 - $49,999.99) |
0.24% |
0.24% |
Health Savings ($50,000 - $99,999.99) |
0.29% |
0.29% |
Health Savings ($100,000 & Above) |
0.29% |
0.29% |
Passbook Savings(compounded quarterly) |
||
Passbook Savings ($10 - $19,999.99) |
0.10% |
0.10% |
Passbook Savings ($20,000 & Above) |
0.14% |
0.14% |
Statement Savings |
||
Statement Savings ($10 - $19,999.99) |
0.10% |
0.10% |
Statement Savings ($20,000 & Above) |
0.14% |
0.14% |
Christmas ClubWe will impose a $10 penalty for early closure, and each withdrawal of funds prior to maturity from Christmas Club accounts. |
||
Christmas Club ($0 - $5,000) |
0.10% |
0.10% |
Money Market |
||
Money Market ($5,000 - $19,999.99) |
0.33% |
0.33% |
Money Market ($20,000 - $49,999.99) |
0.63% |
0.63% |
Money Market ($50,000 - $99,999.99) |
0.78% |
0.78% |
Money Market ($100,000 - $249,999.99) |
1.03% |
1.03% |
Money Market ($250,000 - $499,999.99) |
1.12% |
1.13% |
Money Market ($500,000 - $999,999.99) |
1.38% |
1.39% |
Money Market ($1,000,000 & Above) |
1.88% |
1.90% |
Platinum Savings
|
||
Platinum Savings ($0 - $99,999.99) |
0.33% |
0.33% |
Platinum Savings ($100,000 - $499,999.99) |
1.12% |
1.13% |
Platinum Savings ($500,000 - $999,999.99) |
1.38% |
1.39% |
Platinum Savings ($1,000,0000 & Above) |
1.88% |
1.90% |
The Annual Percentage Yield (APY) and interest rate for all products on csb1.com are accurate as of November 14th, 2024, and can change daily at CSB's discretion.
Minimum balances shown are required to obtain the advertised APY. Fees could reduce the earnings on the account. The rate may change after the account is opened.
The Commercial & Savings Bank reserves the right to accept deposits from only its local market area. No brokered deposits.
All APYs are calculated using $1,000.00 with monthly compounding interest.
| Product |
|
|||
|---|---|---|---|---|
Business Interest CheckingSole Proprietors, Public Funds and Non-Profit Corporations |
||||
Business Interest Checking ($1,000 & Above) |
0.10% |
0.10% |
||
Passbook Savings(compounded quarterly) |
||||
Passbook Savings ($10 - $19,999.99) |
0.10% |
0.10% |
||
Passbook Savings ($20,000 & Above) |
0.14% |
0.14% |
||
Statement Savings |
||||
Statement Savings ($10 - $19,999.99) |
0.10% |
0.10% |
||
Statement Savings ($20,000 & Above) |
0.14% |
0.14% |
||
Money Market |
||||
Money Market ($5,000 - $19,999.99) |
0.33% |
0.33% |
||
Money Market ($20,000 - $49,999.99) |
0.63% |
0.63% |
||
Money Market ($50,000 - $99,999.99) |
0.78% |
0.78% |
||
Money Market ($100,000 - $249,999.99) |
1.03% |
1.03% |
||
Money Market ($250,000 - $499,999.99) |
1.12% |
1.13% |
||
Money Market ($500,000 - $999,999.99) |
1.38% |
1.39% |
||
Money Market ($1,000,000 & Above) |
1.88% |
1.90% |
||
Platinum Savings |
|
|
||
Platinum Savings ($0 - $99,999.99) |
0.33% |
0.33% |
||
Platinum Savings ($100,000 - $499,999.99) |
1.12% |
1.13% |
||
Platinum Savings ($500,000 - $999,999.99) |
1.38% |
1.39% |
||
Platinum Savings ($1,000,0000 & Above) |
1.88% |
1.90% |
||
The Annual Percentage Yield (APY) and interest rate for all products on csb1.com are accurate as of November 14th, 2024, and can change daily at CSB's discretion.
Minimum balances shown are required to obtain the advertised APY. Fees could reduce the earnings on the account. The rate may change after the account is opened.
The Commercial & Savings Bank reserves the right to accept deposits from only its local market area. No brokered deposits.
All APYs are calculated using $1,000.00 with monthly compounding interest.
| Product | Interest Rates |
Annual Percentage Yield (APY)
|
|---|---|---|
30 Day Savers CD(Additional deposits can be made at any time.) |
||
$250 - $2,499.99 |
0.15% |
0.15%
|
$2,500 - $99,999.99 |
0.20% |
0.20% |
$100,000 - $250,000 |
0.23% |
0.23%
|
$250,000.01 & Above |
0.28% |
0.28% |
Regular CDs$500 minimum |
||
91 Day |
0.45% |
0.45% |
182 Day |
0.55% |
0.55% |
1 Year |
0.85% |
0.85% |
18 Month |
0.90% |
0.90% |
2 Year |
0.95% |
0.95% |
3 Year |
1.15% |
1.16% |
4 Year |
1.35% |
1.36% |
5 Year |
1.55% |
1.56% |
Regular CD Specials$1,000 minimum |
||
5 Month CD |
4.36% |
4.45% |
11 Month CD |
4.07% |
4.15% |
25 Month CD |
3.83% |
3.90% |
Jumbo$100,000 minimum |
||
91 Day |
0.45% |
0.45% |
182 Day |
0.55% |
0.55% |
1 Year |
0.85% |
0.85% |
18 Month |
0.90% |
0.90% |
2 Year |
0.95% |
0.95% |
3 Year |
1.15% |
1.16% |
4 Year |
1.35% |
1.36% |
5 Year |
1.55% |
1.56% |
Jumbo CD Specials$100,000 minimum |
||
5 Month CD |
4.36% |
4.45% |
11 Month CD |
4.07% |
4.15% |
25 Month CD |
3.83% |
3.90% |
Jumbo Plus$250,000.01 minimum |
||
91 Day |
0.45% |
0.45% |
182 Day |
0.55% |
0.55% |
1 Year |
0.85% |
0.85% |
18 Month |
0.90% |
0.90% |
2 Year |
0.95% |
0.95% |
3 Year |
1.15% |
1.16% |
4 Year |
1.35% |
1.36% |
5 Year |
1.55% |
1.56% |
Jumbo Plus CD Specials$250,000.01 minimum |
||
5 Month CD |
4.36% |
4.45% |
11 Month CD |
4.07% |
4.15% |
25 Month CD |
3.83% |
3.90% |
The Annual Percentage Yield (APY) and interest rate for all products on csb1.com are accurate as of November 14th, 2024, and can change daily at CSB's discretion. All APYs are calculated using $1,000.00 with monthly compounding interest.
Minimum deposit to open account and to obtain advertised annual percentage yield is $250 for the 30 Day Savers CD, $500 for regular certificates, $100,000 for Jumbo CDs, and $250,000.01 for Jumbo Plus CDs. Penalty for early withdrawal may be imposed.
30 Day Savers CD available for personal customers who have a checking account at CSB or in the case of minors, a statement savings account.
The Commercial & Savings Bank reserves the right to accept deposits only from its local market area. No brokered deposits.
All Certificate of Deposits listed on this page have fixed rates
Early Withdrawal Penalties
Early Withdrawal Penalties may be imposed on certificates of deposit.
- 30 - 364 Days: 90 days interest on amount withdrawn
- 1 Year - Under 3 Years: 180 days interest on amount withdrawn
- 3 Years & Over: 365 days interest on amount withdrawn
- Savers CD: $50 or 7 days interest on amount withdrawn, whichever is greater.
- Specific specials could have different penalties applied and would be disclosed on the Truth In Savings Disclosure given at the time of purchase.
| Product | Interest Rates |
Annual Percentage Yield (APY)
|
|---|---|---|
Regular IRA CDs$500 minimum |
||
91 Day Fixed |
0.45% |
0.45% |
182 Day Fixed |
0.55% |
0.55% |
1 Year Variable |
0.85% |
0.85% |
1 Year Fixed |
0.85% |
0.85% |
18 Month Fixed |
0.90% |
0.90% |
2 Year Fixed |
0.95% |
0.95% |
3 Year Fixed |
1.15% |
1.16% |
4 Year Fixed |
1.35% |
1.36% |
5 Year Fixed |
1.55% |
1.56% |
Regular IRA Specials$1,000 minimum |
||
11 Month CD |
4.07% |
4.15% |
25 Month CD |
3.83% |
3.90% |
Jumbo$100,000 minimum |
||
91 Day Fixed |
0.45% |
0.45% |
182 Day Fixed |
0.55% |
0.55% |
1 Year Variable |
0.85% |
0.85% |
1 Year Fixed |
0.85% |
0.85% |
18 Month Fixed |
0.90% |
0.90% |
2 Year Fixed |
0.95% |
0.95% |
3 Year Fixed |
1.15% |
1.16% |
4 Year Fixed |
1.35% |
1.36% |
5 Year Fixed |
1.55% |
1.56% |
Jumbo IRA CD Specials$100,000 minimum |
||
11 Month CD |
4.07% |
4.15% |
25 Month CD |
3.83% |
3.90% |
Jumbo Plus$250,000.01 minimum |
||
91 Day Fixed |
0.45% |
0.45% |
182 Day Fixed |
0.55% |
0.55% |
1 Year Variable |
0.85% |
0.85% |
1 Year Fixed |
0.85% |
0.85% |
18 Month Fixed |
0.90% |
0.90% |
2 Year Fixed |
0.95% |
0.95% |
3 Year Fixed |
1.15% |
1.16% |
4 Year Fixed |
1.35% |
1.36% |
5 Year Fixed |
1.55% |
1.56% |
Jumbo Plus IRA CD Specials$250,000.01 minimum |
||
11 Month CD |
4.07% |
4.15% |
25 Month CD |
3.83% |
3.90% |
The Annual Percentage Yield (APY) and interest rate for all products on csb1.com are accurate as of November 14th, 2024, and can change daily at CSB's discretion. All APYs are calculated using $1,000.00 with monthly compounding interest.
Minimum deposit to open account and to obtain advertised annual percentage yield is $500 for regular certificates, $100,000 for Jumbo CDs, and $250,000.01 for Jumbo Plus CDs. Penalty for early withdrawal may be imposed.
Fixed rate certificates require a minimum deposit of $500 to open the account and to obtain the advertised annual percentage yield (APY).
Variable rate certificates require a $10 minimum deposit to open the account and to obtain the advertised APY. The rate may change after the account is opened. On both fixed and variable rate certificates, fees could reduce earnings on the account. Interest is compounded monthly on certificates.
The Commercial & Savings Bank reserves the right to accept deposits from its local market area.
No brokered deposits.
Early Withdrawal Penalties
Early Withdrawal Penalties may be imposed on certificates of deposit.
- 30 - 364 Days: 90 days interest on amount withdrawn
- 1 Year - Under 3 Years: 180 days interest on amount withdrawn
- 3 Years & Over: 365 days interest on amount withdrawn
- Savers CD: $50 or 7 days interest on amount withdrawn, whichever is greater.
- Specific specials could have different penalties applied and would be disclosed on the Truth In Savings Disclosure given at the time of purchase.