Joel has been involved with banking and finance since 1985 and is one of our Commercial Relationship Managers. He attended Ashland University receiving his MBA and BSBA in Management and Finance and is a lifelong resident of Wayne County. In his spare time, he enjoys outdoor activities including hiking, golfing, fishing, hunting, and also enjoys traveling and reading.

Joel developed an interest in finance while working for a family business during his high school years and ever since then he has been hooked. Joel came to CSB for the great employees, for the ability to offer business customers competitive products and services, and the ability to make local change through local decision making with a strong retail network. "CSB has a great reputation in the local markets."